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Board Of Directors

Bhalchander Vishwanath, Founder & Chief Executive Officer

Chiradeep Vittal, Chief Technology Officer


Business Advisory Board

David M. Fineman, President, Co-Founder, and Chairman of the Board, Kinemed Inc.

Kelly Hattel, Microfinance consultant

Michael Laycock, Finance Subject Matter Expert

Raghavan Srinivasan, Professor and Chairperson Microfinance group, Indian Institute of Management, Bangalore

Mangesh Mahajan, Strategy Adviser


Technology Advisory Board

Srinivasan Bhaskar

Legal Advisory Board

Christopher W. Kirkham, Partner, O’Melveney & Myers

Scott C. Smith, Partner, Hanson Bridgett

William A. Kell, Lecturer in Residence, Berkeley Law, University of California


Board Of Directors

Bhalchander Vishwanath, Founder & Chief Executive Officer

Bhalchander started work on United Prosperity from mid 2007. He has 16 years experience in information technology, insurance and financial services spanning multiple business functions including software development, marketing, sales, and operations in the US and India. He has worked with Infosys, MphasiS, Microsoft, Wipro and Tata Motors. He received a B.Tech from IIT-Bombay and an MBA from IIM-Bangalore.In his spare time he enjoys hiking with his wife, Shubha Shankaran.

Chiradeep Vittal, Chief Technology Officer

Chiradeep has 15 years’ experience in building complex software systems ranging from network operating systems to enterprise software. Chiradeep is a veteran of several startups and has held architectural roles in Solidcore Systems, Matisse Networks, Ciena Corporation and Nortel Networks. He received a B.Tech from IIT-Bombay and an MS in Computer Science from the University of Alberta.

Business Advisory Board

David M. Fineman, President, Co-Founder, and Chairman of the Board, Kinemed Inc.

Mr. Fineman has had multiple successes in starting and financing biomedical companies. In 1990, he co-founded SuperGen, Inc. (NASDAQ:SUPG). He led the SuperGen IPO as acting chief financial officer and served as a board member for eight years. He is a co-founder and board member of Quark Biotech, Inc. (QBI), a privately held biotechnology company, and served as its initial U.S. president. Mr. Fineman received his BA in 1966 from the University of Maryland and completed his MA in 1972 and PhD course work in 1974 in field theory at the Graduate Faculty of the New School for Social Research, where he was a university scholar.

Kelly Hattel, Microfinance consultant

Ms. Hattel is a microfinance specialist with extensive private and non-profit sector experience in strategic and business development, financial and economic analysis, fundraising, and project management. She has evaluated regional networks in Africa and the Middle East and country-level networks in Benin and Pakistan. She has also worked with networks in strategic and business planning and has participated in a transformation study of an MFI in Palestine. Ms. Hattel also worked for five years as director of the MicroFinance Network (MFN), a global association of 37 advanced microfinance institutions from 26 countries. She received a Bachelors degree in International Studies and Law from The American University in Washington, DC and a Masters degree in international economics with a concentration in social change and development from the Johns Hopkins University.

Michael Laycock, Finance Subject Matter Expert

Michael has 30 years’ experience in financial services in US, UK and New Zealand.  He was part of the senior management team of United Commercial Bank in California where he served at the Senior Vice President level as the Chief Auditor and as Director of Operations and Systems. Michael has extensive experience in accounting, process re-engineering and system development and has served as an external consultant in the banking and insurance industries. He started his career as a chartered accountant and holds a BA in accounting and commercial law.

Raghavan Srinivasan, Professor and Chairperson Microfinance group, Indian Institute of Management, Bangalore

Prof. Srinivasan has several years of experience in Microfinance. His research areas cover two broad conceptual areas: organizational economics (agency theory, transaction-cost economics and property rights), and financial modeling. In terms of context his research covers cooperatives, microfinance and not-for-profits, infrastructure and corporate capital structure. Prof. Srinivasan received his Fellow title (doctorate) from the Indian Institute of Management Ahmedabad and prior to that he did his PGP from Indian Institute of Management Ahmedabad and an M.Sc. in physics from Indian Institute of Technology, Bombay.

Mangesh Mahajan, Strategy Adviser

Mangesh Mahajan is an entrepreneur with cross functional experience at startups and mid-sized companies. Mangesh previously founded and successfully exited a server software business which he grew from 2 employees to 260 employees. He holds an BS/MS from IIT, Bombay and an MS from the London School of Economics.


Technology Advisory Board

Srinivasan Bhaskar

Srinivasan brings in over 18 years of experience in the IT industry with extensive experience ranging from mainframes applications to web based enterprise applications. As Chief Architect in Cognizant he heads the Performance Engineering Center of Excellence (PE CoE) and Open Source Solutions Center of Excellence (OSS CoE), which are part of the Global Technology Office (GTO). He has been involved in architecture, design and development on applications/products using various technologies like UNIX, Windows, Linux, Oracle, DB2, Sybase, SQL, J2EE, Networking protocols to name a few. He has provided solutions for large-scale web based applications to meet the toughest Non-Functional attributes and cost constraints. His core strengths are in engineering of large enterprise applications to address non-functional requirements such as performance, scalability, capacity and reliability on a range of technology platforms.
Prior to joining Cognizant in 1999, he has with Ramco Systems, responsible for building financial modules of the Ramco Marshal ERP product. Prior to that, he worked for Fujitsu ICIM as Professional Service Executive handling application software development.
Srinivasan has a Bachelors degree in Computer Science and a Post Graduate degree in Business Management.


Legal Advisory Board

Christopher W. Kirkham, Partner, O’Melveney & Myers

Christopher W. Kirkham is a partner in O'Melveny's San Francisco office and a member of the Firm's Corporate Finance Practice. His practice concentrates on the representation of private equity sponsors, commercial borrowers and financial institutions in secured and unsecured senior and mezzanine debt financing transactions. Christopher has significant experience in leveraged acquisition transactions and cross-border financings as well as in negotiating credit facilities for investment funds and structuring workout transactions. In addition, Christopher has represented both underwriters and U.S. and foreign private issuers in connection with capital markets transactions involving U.S. registered and privately placed debt and equity offerings. Christopher's experience also has included the representation of buyers, targets and financial advisers in public and private mergers and acquisitions transactions.  Christopher manages O’Melveny & Myers’ firmwide microfinance practice initiative. He represents a range of microfinance organizations, including in connection with fund formation, investment and various lending activities. Representative firm clients include, inter alia, the Grameen Foundation, MicroCredit Enterprises, IDLO, the Calvert Foundation, Deutsche Bank Eye Fund, Kiva Microfunds and TMC Development Working Solutions.

Scott C. Smith, Partner, Hanson Bridgett

Scott C. Smith's practice emphasizes corporate, tax and real estate law. Scott has significant experience counseling corporations, partnerships, limited liability companies and nonprofits in connection with all aspects of operations. He works with private and public companies on equity financings, debt transactions, securities matters, mergers and acquisitions and general business matters. Scott also represents emerging companies in connection with entity formation issues, licensing and other technology related matters. He works with venture capital firms in connection with fund formations and equity investments, as well as large institutional investors in connection with their investment activities. Scott regularly advises clients regarding federal and state tax matters and his work often involves a complex tax planning component.
In addition to Scott's corporate and tax practice, he often works with real estate owners and developers in connection with partnership and joint venture structuring and tax planning, acquisitions, dispositions, financing and leasing.
Scott has a B.A. from California State University, Fresno, an M.A. from University of Southern California and a law degree from University of Houston.


William A. Kell, Lecturer in Residence, Berkeley Law, University of California

William Kell is the Founder and Supervising Attorney for the New Business Counseling Practicum at UC Berkeley’s Boalt Hall School of Law. The Practicum is an experiential learning course designed to involve law and business students in assisting start-up businesses in the Bay Area. Mr. Kell is also a Lecturer in Residence at Boalt, and has been teaching clinical education since 1995, specifically with business transactional clinics since 1999. He is licensed to practice in California, New York, Massachusetts and Illinois.

UnitedProsperity.org is a U.S. 501(c)3 non-profit organization