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How it works


Choose an Entrepreneur; Lend; Get Repaid


How it all begins

Step 0: After screening the entrepreneur our microfinance partner uploads the profiles of the entrepreneurs. In most cases the microfinance partner will disburse the loan from their working capital as they would like the entrepreneur to get started on growing their business.

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Now you come in

Step 1: Browse the profiles of the entrepreneurs on our website. Choose whom you would like to support, and make a loan through PayPal.

Set 02_step 1

Step 2: United Prosperity consolidates the funds received and transfers the funds to the microfinance partner.

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Step 3:The microfinance partner issues a loan to the entrepreneur.
If the loan to the entrepreneur is already disbursed, then the microfinance institution replenishes its working capital.


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Step 4: The entrepreneurs use the loan to grow or start their businesses. They gradually start repaying their loans. Repayment statistics and progress updates are available to you through postings on the entrepreneur’s profile on our website and through RSS feeds.

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Step 5: As the microloan gets repaid, you get your money back. You can choose to support another entrepreneur, or withdraw the amount to your PayPal account.

Set 02_step 5

Making a difference in the lives of poor entrepreneurs is quite easy. By becoming a social lender with United Prosperity, you can make that difference today.

How it works


Choose an Entrepreneur; Guarantee a loan; Get Repaid


How it all begins

Step 0: After screening the entrepreneur our microfinance partner uploads the profiles of the entrepreneurs. In most cases the microfinance partner will disburse the loan from their working capital as they would like the entrepreneur to get started on growing their business.

Set 01_step 0



Now you come in

Step 1: Browse the profiles of the entrepreneurs on our website. Choose whom you would like to support, and guarantee a loan through PayPal.

Set 01_step 1

Step 2: United Prosperity consolidates the guarantees on multiple loans for our microfinance partner and issues a guarantee to the bank. The funds are deposited as collateral with the bank.

Set 01_step 2

Step 3: Based on United Prosperity’s guarantee, the bank issues a loan that is greater than the total guarantee amount .

If the loan to the entrepreneur is already disbursed, then the microfinance institution replenishes its working capital. Otherwise the loan is disbursed to the entrepreneur.


Set 01_step 3
* The loan amount for a given guarantee amount will be decided by the bank.

Step 4: The entrepreneurs use the loan to grow or start their businesses. They gradually start repaying their loans. Repayment statistics and progress updates are available to you through postings on the entrepreneur’s profile on our website and through RSS feeds.

Set 01_step 4

Step 5: Once the entire loan is repaid to the bank, United Prosperity’s guarantee to the bank gets freed up. Then, the amount you guaranteed is freed up, and you can choose to support another entrepreneur, or withdraw the amount to your PayPal account.

Set 01_step 5

Making a difference in the lives of poor entrepreneurs is quite easy. By becoming a social guarantor with United Prosperity, you can make that difference today.

UnitedProsperity.org is a U.S. 501(c)3 non-profit organization