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| Loan requested |
$1089.67 |
| Guarantee requested |
$599.32 |
| Guarantee raised so far |
$599.32 |
| Sector |
Livestock |
| Repayment term in months |
18.0 |
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| About Neeru Kumari and 5 entrepreneurs, Kurmidih |
Neeru Kumari has a dairy farm. She wants to buy more cows hence she has applied for a micro loan. She also wants to earn more to improve the standard of living and save something to meet the contingencies. Her husband helps her in this business and her monthly income is Rs 3000/-(USD66). She has five members in her family including one daughter and two sons who attend school. She is the group leader, and she organizes monthly meetings and ensures that all repayments are made on time.
Sanju Devi (Photo 2) sitting first from the left at back row in the group photo also has a dairy farm. She supplies milk to local tea stalls, restaurants and individuals. Demand for milk is growing day by day hence she wants to buy some buffaloes. Therefore she has applied for a micro loan. She has four members in her family including one son and one daughter. Her monthly income is Rs3500/-(USD77).
Rampati Devi sitting in the middle at front row in the group photo has stalk business. She wants to expand her business. She wants to earn more to improve the standard of living and to meet the future requirements hence applied for micro loan. Her husband helps her in this business. She has five members in her family including one daughter and two sons. Her elder son is daily wage worker and her monthly income is Rs 3000/-(USD66).
Meera Devi sitting first from the right at front row has a small general store which she runs with her husband. She wants to expand her business as the customers are increasing day to day for quality products. She has three members in her family including one son who attends to school. She wants to give a bright future to her only son in spite of her low income. Her monthly income is Rs 1500/-(USD33).
Baby Devi sitting first from the right at back row has a small medical shop which she runs with her husband. She wants to expand her business as her customers are increasing and hence she has applied for a micro loan. She also wants to increase her income as the needs of her family are increasing. She has five members in her family including two sons and one daughter who attends to school. Her monthly income is Rs2500/-(USD55).
Kausalya Devi sitting in the middle at back row runs tobacco shop. She wants to expand her business to earn more to save for the future. Her customers are also increasing day to day hence applied for micro loan. Her husband helps her in this business. She five members in her family including one daughter and two sons who attend school. Her monthly income is Rs 3000/-(USD66).
These entrepreneurs are very dedicated and want to do good for themselves and their families. They understand the concept of Joint Liability Group. In case any member is unable to repay the micro loan, they will pay on the behalf of the member whose loan is delinquent. The entrepreneurs in the group support each other through the joint liability concept
Note 1: Under 'View members and loans' Yashmin Khatun is shown as part of the group. It should be Neeru Kumari instead.
Note 2: In the entrepreneur names you may find that several last names are repeated e.g. Devi, Bibi, Kumari. These are not last names as commonly understood but respectful ways of addressing ladies in certain parts of India.
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Name:
Ajiwika Society
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Ownership:
Non-profit
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Year Founded:
2006
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Credit Risk Rating:
Beta Plus
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Partner Since:
2009
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Rating Agency:
M-Cril
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Interest Rate:
24.0 %
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Delinquency Rate:
2.67 %
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Target Clients:
Poor, Ultra poor
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Default Rate:
0.0 %
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| Progress Report |
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Guarantors to this entrepreneur
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