Thilak is a mason by profession and also is a owner of a domestic level grocery shop. Since the income from masonry is not regular and inadequate he started this grocery shop with his wife (in the photo) about ten years ago. At that time it was a very small shop and now they were able to develop it into a good level. His wife is the one who is mainly engaged in this business now.
Thilak joined BMI in 2010 February and obtained his first loan and financed the bulk purchasing of grocery items to sell. In 2011 June he took his second loan of LKR 50,000 from BMI to expand the premises and purchase more retail items in bulk. At present the business generates a monthly average income of LKR 35,000 for him.
However, due to the competition and product demand, Thilak is now planning to expand his business by diversifying to keep the competitiveness in the area. To part finance this, he is taking his third loan of LKR 75,000 from BMI. He plans to use the money to purchase selling items in bulk.
Thilak and his wife have three sons and all of them are still studying in the primary school. Both of them are working hard to get a better and a steadier income to support the education of the children and make a good future for them. Thilak’s ambition is to be a successful retail businessman in the area.