Mallika is a BMI client from year 2010. She had obtained a first loan of LKR 25,000 for a small tea shop she is doing in the village. She sells retail items, short-eats such as pastries, buns, etc, soft drinks and hot beverages in her shop. The first loan was used to buy the selling items and ingredients for short-eats. Now, she is taking her second loan of LKR 50,000 from BMI and hopes to use the loan money to expand the business premises and purchase more selling items to the shop.
Mallika is a widow and her only daughter is married and lives separately. At present she is living alone in her temporary house in Kalakuruttuwa village in Anuradhapura district. She has been engaged in the retail business for about ten years, and her approximate monthly income is around LKR 15,000.
Mallika hopes to develop a stable business that would secure her a stable income for living without being a burden to anyone. She also likes to help her daughter with some raised money and save some for herself also to use when she has to retire from the business.