Manisha Devi (Photo 1) sitting in the middle of the group photo has a tailoring shop at her home. She has many customers to whom she is unable to serve alone. She wants to buy a foot powered sewing machine and hire one person for this business and hence applied for micro loan. She has four members in her family including two daughters. Her monthly income is Rs 3500/-(USD77). She is the group leader, so she organizes monthly meetings and ensures that all repayments are made on time.
Rita Devi (Photo 2) sitting second from the right supplies Mobil oil in her locality and to the nearby market. She wants to expand her business and want to have a permanent shop at the market and hence applied for micro loan. Her husband also helps her in this business. She has five members in her family including one daughter and two sons who attend school. Her monthly income is Rs3000/-(USD66).
Somoli Devi sitting first from the right grows and sells vegetables. She wants to increase her area of cultivation, as she is attracting more customers. As a result, she has applied for a micro loan. She has four family members, including one son and one daughter who attend school. She is quite worried for her children. Her monthly income is Rs3000/-(USD66). Her husband is a truck driver.
Rita Devi sitting first from the left has a tailoring shop at her home where she gets a few customers. She wants to move her shop to a market place where she can get many customers and increase her income hence applied for micro loan. She has five members in her family including one daughter and two sons who attends to school. Her monthly income is Rs3000/-(USD66).
Savitri Devi sitting second from the left has a very small vegetable shop at her home. She wants to expand her business, since her customer base is growing. Because of this, she has applied for a micro loan. She has five family members, including one son and two daughters who are in school. She wants to increase her income to improve the conditions of her house. Her monthly income is Rs3000/-(USD66).
These entrepreneurs are very dedicated and want to do good for themselves and their families. They understand the concept of Joint Liability Group. In case any member is unable to repay the micro loan, they will pay on the behalf of the member whose loan is delinquent. The entrepreneurs in the group support each other through the joint liability concept.
Note : 43 More is a place. The english translation of the place is 'Forty three peacocks',
Note: In the entrepreneur names you may find that several last names are repeated e.g. Devi, Bibi, Kumari. These are not last names as commonly understood but respectful ways of addressing ladies in certain parts of India.